← Brandon Laguatan

Mortgage Calculator

Explore Your Numbers

Current Loan

$
%
$
estimated from months paid — edit if you know your payoff

New Loan

%
2%12%
$
Roll closing costs into loan

Payment Comparison

Current Payment

$3,496

/month

New Payment

$3,100

/month

Monthly Savings

$396

Balance to Refi

$490,424

Break-Even

11 mos

Interest (Current)

$684,257

Interest (New)

$625,509

Cost of Inactivity

What waiting to refinance costs you

Total Lifetime Savings

$54,748

after closing costs

Lock In Your New Rate →

Payment estimates are for illustrative purposes only and do not include all costs. Actual rates, payments, and terms vary by borrower and market conditions. Not a commitment to lend.