Loan Programs
Every Dream Home Has a
Path to Financing
Conventional Loans
The gold standard for qualified buyers
Fixed and adjustable-rate options with competitive terms for primary residences, second homes, and investment properties.
Learn More →FHA Loans
Low down payment, high possibility
Government-backed financing with flexible credit and down payment requirements. A fit for buyers who don't meet conventional guidelines.
Learn More →VA Loans
Serving those who served San Diego
Exclusive to eligible veterans, active-duty service members, and surviving spouses. No down payment options may be available.
Learn More →Jumbo Loans
For San Diego's luxury market
Financing above conventional limits for high-cost properties. Perfect for La Jolla, Del Mar, and Coronado buyers.
Learn More →Refinancing
Lower your rate. Access your equity.
Rate & term refinance, cash-out options, and strategic restructuring to align with your current financial picture.
Learn More →First-Time Buyer
Your first step starts here
Dedicated guidance through every step — from understanding your options to holding the keys to your first San Diego home.
Learn More →Loan programs are subject to credit approval, income verification, and program guidelines. Not a commitment to lend. Terms vary by borrower.